Funding
There are three main ways families fund therapy with us: the NDIS, Medicare rebates and private health insurance extras. Some families use more than one over time. If you are not sure which applies to you, call reception on 07 5559 9888. For worked examples, see What will I pay? Our fees are on Therapist Fees.
NDIS, Medicare or private health: which should we use?
The short answer: the NDIS is for children with disability or developmental delay who are accepted into the scheme, and can pay for therapy in full if therapy is in their plan. Medicare and private health extras pay back part of each session’s fee, and anyone with the right GP plan, referral or extras cover can use them. Some families use more than one over time. You cannot claim Medicare and private health for the same session.
| NDIS | Medicare | Private health extras | |
|---|---|---|---|
| Who it is for | Children accepted into the NDIS, with therapy in their plan | Children with a GP Chronic Condition Management Plan; children under 25 with a complex neurodevelopmental condition such as autism and a paediatrician or psychiatrist referral; Psychology with a Mental Health Treatment Plan | Families whose extras cover includes therapy |
| What it pays | Can pay the full fee from the plan | Pays back part of the fee | Pays back part of the fee, depending on your cover |
| How many sessions | Set by the plan’s budget | GP plan: up to 5 sessions a calendar year in total, across all allied health services. Complex neurodevelopmental: up to 8 assessment sessions and up to 20 therapy sessions in a lifetime | Set by your fund’s yearly limits |
| Do you need a referral? | No referral, but your child must be accepted into the NDIS | Yes: a GP plan, or a paediatrician or psychiatrist referral | Check with your fund |
| How you start | Contact the NDIS. Early childhood partners help children younger than 6 with developmental delay or younger than 9 with disability | See your GP | Check your cover with your fund |
When to choose each
- Choose the NDIS when your child already has an NDIS plan with therapy in it, or when your child has a disability or developmental delay that may meet the NDIS requirements.
- Choose Medicare when your GP, paediatrician or psychiatrist says your child is eligible and you want to lower the cost of a short block of therapy, or of an assessment.
- Choose private health for sessions Medicare does not cover, or when you do not have a Medicare plan.
- Use them one after another when it helps: for example, Medicare sessions first in the calendar year, then private health extras for later sessions. You cannot claim both for one session.
- Paying yourself suits families who want to start without a referral or a plan.
You do not need a diagnosis or a referral to start therapy with us. For what a session costs with each option, see What will I pay? Each option is explained in more detail below.
NDIS
People who are assessed and approved for NDIS funding receive an individualised support plan tailored to help them achieve their personal goals.
If allied health services are included in a client’s plan, the full cost of therapy sessions may be covered under their NDIS funding.
We welcome clients with self-managed or plan-managed NDIS plans. Please note that we do not currently provide services to clients with NDIA-managed plans.
Medicare
Medicare Rebates – GP Chronic Condition Management Plan
We accept referrals under the GP Chronic Condition Management Plan. Your GP decides whether your child is eligible. Clients with this referral are eligible for a Medicare rebate of approximately $63.40 per session, as of 1 July 2026, for a maximum of 5 appointments each calendar year.
Medicare Rebates – Complex Neurodevelopmental Disorder and Disability
We accept referrals from a paediatrician or psychiatrist for clients with complex neurodevelopmental disorders and disabilities. Individuals under 25 years of age who have a suspected or diagnosed complex neurodevelopmental disorder (e.g., autism spectrum disorder) may be entitled to up to 8 assessment sessions and up to 20 therapy sessions throughout their lifetime. One therapist can provide up to 4 assessment sessions before your referring doctor reviews and agrees to more.
The Medicare rebate for these sessions is approximately $89.50 per session, as of 1 July 2026.
Psychology: Mental Health Treatment Plan (Mental Health Care Plan)
Our Psychologist accepts referrals under a Medicare Mental Health Treatment Plan from your GP. With a plan, Medicare pays back part of the fee for a set number of sessions each calendar year. Your GP decides whether your child is eligible.
Claim Medicare on the spot
Eligible Medicare rebates can be claimed on the spot at reception, so you only pay the gap on the day.
Private Health Fund Rebates
Families with extras cover in their private health insurance plan, which includes therapy services, may be eligible for a rebate. The amount of the rebate varies depending on the level of cover.
